Someone asked on
poor_skills What's the best frugal secret/poor skill you've ever learned?The start of my answer..
Plan your shopping. It sounds silly and obvious, but plan it. Look at the ads, plan menus in advance, but be flexible. If you have a big freezer/fridge and find a REALLY great deal on something you'll eat (it's only a good deal if you'll eat it) buy lots. I know what things cost me normally to buy them at the best regular price, like ramen is cheapest at the big warehouse store, and only becomes a "deal" at the grocery store when it's 8 for a dollar or better. 5 for a dollar isn't a deal at all, it costs 4.5¢ more per pack.
Buy bulk in the health food section, esp spices! A lot of times, people will have spice sets someone gave them that they don't use, or will keep empty bottles for you. Spices are way cheaper bulk.
TVP, as much as your family will let you get away with. My family likes meat, but I've found I can go up to 50% tvp in most things. TVP costs as much as hamburger per lb, but the volume is like 4 times that of hamburger, so it's healthy, low fat, and a great way to stretch a budget.
Okay.. actually, I can go on about this subject forever. *shuts up.. goes to own journal to write*
Okay, now that I'm in my own journal. Anything you can mix yourself, do. Seriously. I mean, we do splurge on stuff like pancake mixes sometimes when they are really inexpensive for fast, easy to do stuff, but usually, we mix a lot of stuff ourself.
My seasonings, I buy some in huge containers at warehouse stores. I like Johnny's, and use a lot of it, but since I'm handicapped, I mix my "Standard seasoning mix" in a salt shaker for speed, and so Mike can get the flavor I do without me trying to explain how much of each. It's Johnny's mixed with garlic powder, onion powder, good quality pepper and cayenne, and dry mustard. I have another mix for chicken that I use that wonderful lemon powder they make now. Mike loves velveeta shells and cheese, but he prefer my homemade mac and cheese, which costs more initially, but makes a lot more, so it works out to be less expensive per serving.
We make all our own cocoa mixes, chili seasoning, and as I've said before, I mix instant hot cereal for my son. He really loved those packets of oatmeal, and dad kept splurging on them for him, but per serving, those are kind of pricey. He prefers the 7 or 10 grain cereal I buy bulk at the supermarket, and I mix in wheat germ, instant non-fat dry milk, butter buds (imitation) for a buttery flavor, brown sugar and raisins, plus I mix some with other dried fruits for fun and variation.
Baking bread isn't really cost effective unless you actually do buy and use bulk ingredients, going to the bakery thrift store costs less, plus our local supermarket has a day old bakery rack with really cheap ciabatta, since Mike likes (when he's not dieting) to dip ciabatta in his soup, the fact it might be a bit dry/tough doesn't matter. Keeps it from crumbling.
When Wm was younger, and I was a bit more able to move around, I did actually bake/make all our flour goods, and being able to buy in bulk did save money, but time does = money, so it depends on which you have more of. These days, I have more money then spoons, at least when it comes to the slight savings baking would give me over buying day old and sales.
Drink lots of water. If you don't live in an area with decent drinking water, invest in a water purifying system like Brita or something. Water is cheap, even counting in the cost of filters for the purfier. I'm lucky, I live in an area with amazing tap water quality. I drink a lot of herbal teas, or water with a splash of lemon for flavor. My son refills his water bottles and keeps them in the fridge. My kids don't get stuff like kool-aid. They get fruit juice in limited amounts (it's high in sugar, even though I never buy the kind with corn syrup) and water. Lots of water.
We make it on a single income. That income is higher then some people's, but it is just a single income, we do it by being careful about our splurges. Neither of us drink alcohol, alcohol is very very expensive.
We don't fuss the pennies, we used to, but we do make a point of bang for the buck. A brand new video game for 40 dollars won't entertain as long as a decent pad of paper and colored pencils for 5. So we get the paper and pencils. We don't eat at the yuppie places Mike's colleagues do. If we go out, we go to local businesses and we choose carefully. It's a treat, not an everyday event. Mike packs leftovers for lunch frequently, even though lunch is provided for him at work, a lot of times it's stuff that's high in calories and low in nutrition.
We plan out some spending based on sales. When school supplies go on clearance, we buy glue, notebooks, et cetra for the year, including all the extras the kids will go through journalling, since both kids write a lot.
We go to the library. Yep. Instead of the movies a lot of the time, I take the kids to the library. They love it. During the summer, we make a day of it, pack bento lunches, and eat lunch by the water fountain, play in the big lawn our big central library has, and check out books, movies and music there. Sometimes I check out audio books to rip and put in my ipod to listen to later.
I'm lucky. Really lucky, I have 2 teens, but neither of them are concerned with brand names. They do wear chucks, but I won't spend more then 15 dollars on a pair of chucks, and up to 25 on a decent pair of sneakers. I'm really aggressive, and keep track of when they are likely to go on sale. I buy them snow jackets in January, when they are clearing them out at Old Navy. Until then, last years will work. I always buy a bit loose, in case they do have sudden growth spurts.
My other big secret for making it on a budget? Make friends. Sounds silly, but at Thanksgiving, we wound up with 2 free turkeys (you know, spend so much, you get a free turkey?), we gave both to a friend who has a lot of people in his house, but not a lot of free cash. What he does have from his job is access to great scraps of carpet, which was nice when we had our cats, we could build their scratching posts for nothing. Just recarpeting over the same block again and again. My dad knows lots of people who give him odd things, and what he can't use, he gives us. Which is why we have a 30 inch tv. I've never bought a tv in my life. We trade for things when we can. I make the blankets everyone uses in our family with fleece I buy on sale, and leftover lengths of size 10 crochet thread to blanket stitch around the edges. They are nice, usually about 8.00 for a piece of fleece that will cover Mike's 6'2" frame, and they wash up easily, and a few of them keep us toasty warm. (I like a lot of blankets)
Soo.. what are your favorite tricks?